Silencer Shop Financing

 

Receive 90 Days of Interest Free Financing for Qualified Applicants

Financing your next Silencer Shop suppressor, accessory, or any other applicable NFA item purchase is easy and can be done right at checkout within your shopping cart. Silencer Shop allows financing through Credova, a third-party e-commerce platform that offers multiple financing options with one application! Together we help you find a payment option that best fits into your NFA budget.  Get approved with no credit impact! There are no application fees and you’re able to apply before you shop to know what you are approved for. You can also apply at checkout and receive a financing offer immediately.

How To Finance A Suppressor or Any Applicable NFA Item With Credova

  • Apply in-cart after shopping and use your approval right at checkout.
  • Apply in-cart and continue shopping on SilencerShop.com. When you’re ready to complete your purchase, verify your approval and finalize your checkout with Credova.
  • Apply directly on Credova.com. Shop online and verify your approval during checkout.

 

Benefits

  • Pay over time: Credova puts the purchasing power in your hands with an easy monthly payment plan instead of paying for the entire purchase upfront.
  • Get Approved with No Credit Impact: Shop with confidence. You can receive pre-qualifications from multiple providers quickly without affecting your credit score.
  • Approval Amounts: Credova has multiple financial providers that can approve you for up to $5,000 at checkout!  The minimum purchase amount is $300.
  • No Hidden Fees! There is no application fee & no pre-payment penalties! Any fees or charges are fully disclosed in your contract!
  • Multiple Lender Offers: With a single online application you can receive multiple financing offers letting you choose the offer that best fits your budget.
  • Early Buyout Options: You can tailor your financing experience with the ability to buyout of your contract at any time with no pre-payment penalties!

How easy is it to apply?

Very easy! Online applications only require basic information and you can receive approval in seconds. 

 

How much will I be approved for?

Depending on your application details, Credova can approve you between $300 and $5,000.

 

If I am approved, how long is my approval?

Pre-qualification approvals are good for 30 days while full approvals are good for 60 days.

 

What is the Interest Rate?

The interest rate is the amount charged, as a percentage of principal, by a retailer to a customer for the ability to pay for an item over time. This is often expressed over an annual basis commonly referred to as the annual percentage rate (APR). With a retail installment sales contract (RISC), the system considers more than just your credit and your interest rate will vary based on the information provided. Please review your offer/s carefully prior to completing your agreement. 

 

How often are payments made?

Payments are required at minimum once a month on your scheduled due date.

 

How does 90 day interest free financing work? 

It’s simple. Pay off your principal within the 90-day promotional period and you pay no interest. Keep in mind, you must make your regular monthly payments on time because if you miss a payment or are late, you no longer qualify for the promotion.

 

Are all financing approvals 90 day interest free?

Not all financing approvals are 90 days interest free. If you are approved for a 90 day interest free offer, your approval page will clearly indicate as such. If you have any questions whether or not you are approved for a 90 day interest free offer, please feel free to reach out to Credova support to discuss.

 

What if I don’t pay off my balance in 90 days?

If you’re unable to pay off your contract within the 90 day period, you’ll be responsible for the full terms and conditions of your contract. This means, you will have to pay any and all incurred interest.

 

Can I still pay off my contract early, even if it’s past 90 days?

You can buyout of your contract at any time. If you’d like to pay off your contract early, but it’s past 90 days of promotional financing, then you’ll pay interest up until the point at which you pay off the remainder of your principal. You will not be responsible for future months interest charges after your buyout.

 

What if my total order cost is greater than my approval?

If your total order cost exceeds your approval amount, you will not be able to complete the purchase. You can only finance up to the full amount of your approval and no more. In order to complete the purchase, you will need to adjust your cart so that the order cost is less than the approval amount. Once you check out, you can make a new order for the items that were removed from your cart and purchase the items as a separate order.

 

What type of financing is offered?

Credova is partnered with a network of financing options that offer retail installment sales contracts.

 

If I have bad credit, will I be declined?

Even if you have bad credit, that’s ok. Credova considers all credit types in the approval process and some financing providers accept bad credit, it entirely depends on the financing provider. Keep in mind, there is no hard credit inquiry, so applying won’t affect your credit.

 

Do I have to finance for the full term?

Not at all. You can pay off your balance at any time and there are never any prepayment penalties!

 

Can I finance a suppressor or any other product if I am in a different state than Silencer Shop?

Yes, you can finance suppressors or a combination of any other products out of state as long as they are disposed through a valid SOT. Certain restrictions may apply. Please be aware, all suppressor and applicable NFA item purchases must ship to and be picked up at a local Powered By Silencer Shop Dealer.

 

When will my purchase be shipped?

Please allow up to 10 business days for loan processing to complete. All shipments will be made as inventory is available.  If a purchase is made on a backordered item then shipping times may be longer than normal. Any suppressor or applicable NFA item purchase must be shipped to your local Powered By Silencer Shop dealer.

 

What if I need to return my purchase?

If you need to make a return, please contact Silencer Shop customer support at (512) 931-4556 or refer to our Return Policy by clicking HERE. Our world-class consumer services team will work directly with you to facilitate a return.

 

How do I apply?

You may apply for financing anytime prior to checking out. There are multiple places throughout the website that will provide a link for you to apply, including any place where you see “Get Financing For As Low As” on product pages. You can also visit www.Credova.com and select the Apply Now button in the top right corner. Select Silencer Shop as your preferred retailer during the application process.

 

What Information do I need to apply?

  • Open/Active checking or savings account
  • Government issued photo ID
  • Email Address 
  • Social Security Number
  • Income/Employment information
  • Phone Number and Address

 

How often are payments made?

Payments are made on a monthly basis. 

 

When will my purchase be shipped to me?

Please keep in mind, any suppressor any other applicable NFA item purchased must be shipped to your local Powered By Silencer Shop Dealer rather than your home address. For shipping timing and tracking, please review the dealer’s policies.

 

How much do I have to pay today?

Silencer Shop will not require any up front payment during the purchase process. Programs offered on Silencer Shop’s website will not require a payment for at least 30 days.

 

Can I finance a suppressor or any other applicable NFA item if I am out of state?

Yes, you can finance a suppressor or any other applicable NFA item out of state. Certain restrictions may apply. Please be aware, all purchases must be picked up from your local Powered By Silencer Shop Dealer. 

 

What states are eligible?

The following states are eligible: AK, AZ, CA, DE, ID, KS, KY, MO, NV, NM, ND, OR, PA, UT, VA, WA, WI. More states will be eligible soon.

 

If I am having trouble with my application, who should I call? 

If you have any questions about your financing or need assistance with your application, please reach out to Credova support at 833-273-3682. You can also e-mail support at info@credova.com or visit the Credova website at www.Credova.com and select the Chat feature from the homepage.

 

Who is the financer?

All financing is done directly through Credova. Credova is a third party lending platform that offers several financing options. For more information, please visit Credova.com.